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Disability and incapacity

The same words mean different tests. Everyday talk, medical models, employment law, compensation schemes, and income-protection policies do not share a definition. Income protection usually assesses treated performance of material duties. Discrimination statutes often look at the unmitigated baseline. Mixing those axes is a trap.

33 contexts · Disability · Incapacity · Mitigated-state trap · Capacity ≠ performance

How the word is used

disability

Disability

General / Dictionary

A physical/mental condition limiting activities; lack of ability; a handicap preventing normal life or work.

disability

Disablement

General / Dictionary

The state or process of being disabled; the act of making a person or device inoperative.

disability

Disability

Medical Model

A biological defect, pathology, or bodily system failure requiring treatment/cure.

disability

Disablement

Medical Model

The pathological outcome of injury/disease.

disability

Disability

Social Model

Disadvantage imposed by societal barriers excluding people with impairments.

disability

Disablement

Social Model

The active process of being marginalized by societal structures.

disability · comparative

Disability

Biopsychosocial (WHO-ICF)

Umbrella term for impairments, activity limitations, and participation restrictions.

disability

Disability

Conceptual / Academic

(See Biopsychosocial and Social model entries above)

disability

Disablement

Conceptual / Academic

A metric of functional capacity loss; the process of exclusion.

incapacity

Incapacity

General / Dictionary

The state of lacking the physical, mental, or legal ability to do something.

incapacity

Incapacity

Medical Model

Functional inability to perform physical or cognitive tasks due to illness, injury, or impairment.

incapacity

Incapacity

Conceptual / Academic

A broad umbrella concept spanning medical, legal, and functional inability, contrasted with "disability" (often more status/rights-based) and "incapacitation" (…

Income protection and insured disability

disability

Disability

Insurance (general/international)

Inability to work, triggering income-replacement benefits.

disability

Disablement

Insurance (general/international)

The specific event/claim triggering a payout.

incapacity

Incapacity for Work

Insurance (general/international - Income Protection)

The insured's inability, due to illness or injury, to perform the material and substantial duties of their occupation (or, later in a claim, any occupation), tr…

Workplace incapacity and equity

incapacity · AU

Incapacity

Employment - Australia

Inability of an employee to perform the inherent requirements of their role, relevant to unfair dismissal and workers' compensation claims.

Statute and rights instruments

disability · comparative

Disability

Legal - USA (ADA)

Impairment substantially limiting one or more major life activities; or a record of, or being regarded as having, such an impairment.

disability · comparative

Disability

Legal - UK (Equality Act 2010)

Physical/mental impairment with a substantial, long-term negative effect on normal daily activities.

disability · comparative

Disablement

Legal - UK (Equality Act 2010)

(Police/employment law) Being blind, deaf, or permanently handicapped.

disability · AU

Disability

Legal - Australia (DDA 1992)

Total/partial loss of bodily/mental functions; loss of a body part; presence of disease organisms in the body.

disability · AU

Disablement

Legal - Australia (DDA 1992)

(Not a defined statutory term)

disability · comparative

Disability

Legal - UN (CRPD)

Long-term impairments interacting with barriers that hinder full/equal participation.

disability · comparative

Disablement

Legal - UN (CRPD)

(Not used)

disability · comparative

Disability

Social Security (US - SSA)

Inability to engage in "Substantial Gainful Activity" (SGA) due to a medically determinable impairment.

disability · comparative

Disablement

Social Security (US - SSA)

(Not a separate term)

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