Sentrix Digital · RiskAtlas · Compass · government support

Social Security Compass

Start with how things are for you. We show the state payments that may apply, with conditions and rates.

Private insurance (a policy or medical scheme) is a different contract. This is Australia’s state system.

The Compass is for

SASSA grants · UIF / COIDA · Centrelink payments · Medicare / PBS / WorkCover

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Filter by kind of payment

Income support

I have reached Age Pension age · check sources

Age Pension

Services Australia

$1,200.90 / fortnight

Means-tested pension for people who have reached Age Pension age. Maximum rate includes Pension Supplement and Energy Supplement.

Conditions and rates →

I have a permanent disability · check sources

Pension for people with a permanent disability that attracts 20 points under the Impairment Tables and prevents working 15 hours a week in the next two years, subject to means tests. Adult rate matches the Age Pension.

Conditions and rates →

I cannot work because I provide constant care · check sources

Carer Payment

Services Australia

$1,200.90 / fortnight

Income-support pension for people who cannot work because they provide constant care. Paid at the pension rate. Income and assets tested.

Conditions and rates →

I provide daily care · check sources

Carer Allowance

Services Australia

$162.60 / fortnight

Supplementary payment for daily care. Not an income-support pension. Income test (high threshold), no assets test. Can be paid with Carer Payment.

Conditions and rates →

I have (or will have) super · check sources

Superannuation Guarantee

ATO / APRA-regulated funds

12% / percent

Mandatory occupational pension. Employers pay a Superannuation Guarantee percentage of ordinary-time earnings into a fund. It sits beside the Age Pension; it is not a Centrelink cash payment.

Conditions and rates →

I am looking for work · check sources

JobSeeker Payment

Services Australia

$817.50 / fortnight

Main working-age income support if you are unemployed or looking for work, including people with a partial capacity to work who do not qualify for DSP.

Conditions and rates →

I am the main carer of a young child · check sources

Parenting Payment

Services Australia

$1,066.30 / fortnight

Income support for principal carers of young children. Single and partnered rates differ. Means tested.

Conditions and rates →

I have a dependent child · check sources

Family Tax Benefit Part A

Services Australia

$235.48 / fortnight

Per-child family payment. Rate depends on the child’s age and family income. An end-of-year supplement may apply.

Conditions and rates →

I am a single-income family · check sources

Family Tax Benefit Part B

Services Australia

$200.34 / fortnight

Per-family payment for single parents and some couples with one main income, based on the age of the youngest child.

Conditions and rates →

I was injured at work

WorkCover (state workers’ compensation)

State / territory WorkCover or equivalent

State formula — not a single national rate

State statutory compensation for work injury and occupational disease. Each jurisdiction has its own scheme, rates and dispute path. Not a Centrelink payment.

Conditions and rates →

I have a newborn · check sources

Newborn Supplement and Newborn Upfront Payment

Services Australia

$2,125.76 / lump

Extra Family Tax Benefit Part A for a newborn or a child entering care. Paid over 13 weeks, with an upfront amount.

Conditions and rates →

I pay for approved child care

Child Care Subsidy

Services Australia

90% / percent

Subsidy paid to approved child care services. The percentage and hourly cap depend on family income, hours of recognised activity, and the service type.

Conditions and rates →

I need paid parental leave · check sources

Parental Leave Pay

Services Australia

$200.94 / day

Taxable parental leave paid at the national minimum wage for a set number of days. Income limits apply. It is not Parenting Payment.

Conditions and rates →

I rent and already get a payment · check sources · calculator

Rent Assistance

Services Australia

$257.88 / fortnight

Extra payment if you rent in the private market or community housing and already receive a qualifying income-support or family payment. Amount depends on rent paid and household type.

Conditions and rates →

I cannot use public transport without help · check sources

Mobility Allowance

Services Australia

$122.80 / fortnight

Help with travel costs if a disability, illness or impairment stops you using public transport without substantial assistance, and you are travelling for work, study or volunteering.

Conditions and rates →

I farm and I am in hardship

Farm Household Allowance

Services Australia / DAFF

$684.20 / fortnight

Time-limited income support for eligible farmers and their partners who are experiencing financial hardship. Rates follow JobSeeker / Youth Allowance settings.

Conditions and rates →

I am in hardship and cannot get another payment

Special Benefit

Services Australia

Equivalent JobSeeker or Youth Allowance rate

Discretionary payment if you are in financial hardship and cannot get another income-support payment. The rate is generally aligned with JobSeeker or Youth Allowance.

Conditions and rates →

Student help

Study payments and VET loans. Not JobSeeker, and not a private education policy.

I am studying or a young job seeker · check sources

Youth Allowance

Services Australia

$684.20 / fortnight

Income support for young people studying, training, or looking for work. Rate depends on age, whether you are independent, and whether you live at home.

Conditions and rates →

I need help to pay for VET study

VET Student Loans

DEWR

Indexed per course — see DEWR course caps fact sheet

Income-contingent loan for approved vocational courses, not a Centrelink cash payment. Course list and loan caps are published by DEWR and indexed. Repayment is through the tax system.

Conditions and rates →

I am 25 or over and studying

Austudy

Services Australia

$684.20 / fortnight

Income support for eligible students and Australian Apprentices aged 25 or over. Rate depends on whether you have dependent children and on long-term income-support status.

Conditions and rates →

I am an Aboriginal or Torres Strait Islander student

ABSTUDY

Services Australia

$817.50 / fortnight

Study assistance for Aboriginal and Torres Strait Islander students and apprentices. Living Allowance rates follow age, independence, and whether you have children. Extra incidentals, school fees and relocation amounts may apply.

Conditions and rates →

Healthcare

Public health. Private health insurance or a medical scheme is a different contract.

I need public health cover

Medicare

Services Australia / Department of Health

85% of the MBS schedule fee

Australia’s public health insurance. It pays a benefit against the Medicare Benefits Schedule (MBS) for listed services. It is not a fortnightly cash payment, and it is not private health insurance.

Conditions and rates →

I need subsidised medicine · check sources

Pharmaceutical Benefits Scheme

Department of Health / Services Australia

General and concessional co-payments, indexed 1 January — see PBS

Subsidised medicines list. You pay a co-payment; the Commonwealth pays the rest for listed items. Safety net reduces co-payments after a threshold.

Conditions and rates →

Core AU · live

OECD social spending

Live OECD Social Expenditure Database. Definitions live on Core AU.

Public social spending 17.1 % of GDP 2022 coreau_ss_oecd.socx_public_total
OECD average (public social spending) 21.2 % of GDP 2024 coreau_ss_oecd.socx_oecd_avg
Old age 4.46 % of GDP 2022 coreau_ss_oecd.socx_old_age
Incapacity / disability 3.13 % of GDP 2022 coreau_ss_oecd.socx_incapacity
Family 1.89 % of GDP 2022 coreau_ss_oecd.socx_family
Unemployment 0.55 % of GDP 2022 coreau_ss_oecd.socx_unemployment

Sources (on Core)

OECD Social Expenditure Database (SOCX) coreau_ss_oecd.socx_public_total
OECD SOCX coreau_ss_oecd.socx_oecd_avg

How we set the numbers

Methods live in Core AU tables so a later change is made once. Hover an amount such as a grant maximum to see four other currencies at a live rate.

coreau_ss_methodology.centrelink_indexation

Centrelink payment rates

Maximum rates from Services Australia. Pensions and most allowances index on 20 March and 20 September. FTB indexes 1 July. Income and assets tests can pay less than the maximum. Current Compass figures are overlaid from the 1 July–19 September 2026 payments guide (co029-2607).

core_ss_issa.au

ISSA Country Profiles

Primary source for how Australian social security is structured — branches, qualifying design, and how schemes sit together. https://www.issa.int/databases/country-profiles Amounts are overlaid from the Services Australia quarterly payments guide.

coreau_ss_methodology.medicare_mbs

Medicare benefits and safety nets

MBS schedule fees and safety-net thresholds from the Department of Health and Services Australia. Thresholds index on 1 January. Not a Centrelink fortnightly rate.

coreau_ss_methodology.rent_assistance

Rent Assistance (co029-2607)

From A guide to Australian Government payments, 1 July to 19 September 2026 (co029-2607), page 37. Paid only with a qualifying payment. 75 cents for each dollar of fortnightly rent above the threshold, up to the maximum. The maximum is paid once rent reaches the ceiling.

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Social Security Compass

What describes you?

Income support

Age Pension

Disability Support Pension

Carer Payment

Carer Allowance

Superannuation Guarantee

JobSeeker Payment

Parenting Payment

Family Tax Benefit Part A

Family Tax Benefit Part B

WorkCover (state workers’ compensation)

Newborn Supplement and Newborn Upfront Payment

Child Care Subsidy

Parental Leave Pay

Rent Assistance

Mobility Allowance

Farm Household Allowance

Special Benefit

Student help

Youth Allowance

VET Student Loans

Austudy

ABSTUDY

Healthcare

Medicare

Pharmaceutical Benefits Scheme

How we set the numbers

Centrelink payment rates

ISSA Country Profiles

Medicare benefits and safety nets

Rent Assistance (co029-2607)