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SchemeBook · Jargon

Restricted scheme

Membership is limited to a specific employer, industry, or profession.

A restricted scheme only accepts members who belong to a defined group — usually an employer, industry body, or profession (for example, a scheme for a specific bank's staff, or for civil servants). You generally cannot join one from outside that group.

More jargon

Open scheme · PMB (Prescribed Minimum Benefits) · CDL (Chronic Disease List) · DTP (Diagnosis Treatment Pair) · Co-payment · Designated Service Provider (DSP) · Waiting period · Late-joiner penalty · Savings account / above-threshold benefit

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