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SchemeBook · Jargon

Co-payment

An amount you pay yourself, on top of what the scheme pays.

Many plans require a co-payment for certain procedures or when you use a non-network provider — a fixed or percentage amount you're responsible for even though the claim is otherwise covered. PMB conditions treated at a designated service provider are generally protected from co-payments.

More jargon

Open scheme · Restricted scheme · PMB (Prescribed Minimum Benefits) · CDL (Chronic Disease List) · DTP (Diagnosis Treatment Pair) · Designated Service Provider (DSP) · Waiting period · Late-joiner penalty · Savings account / above-threshold benefit

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