Anyone can join, regardless of employer.
An open medical scheme accepts members from the public, not just employees of a particular company. Discovery Health, Bonitas, and Momentum Health are open schemes. Compare this with a restricted scheme, which only accepts members from a defined group.
More jargon
Restricted scheme · PMB (Prescribed Minimum Benefits) · CDL (Chronic Disease List) · DTP (Diagnosis Treatment Pair) · Co-payment · Designated Service Provider (DSP) · Waiting period · Late-joiner penalty · Savings account / above-threshold benefit
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