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Timing gap

A claim can feel 'started' when an employer accepts a sick note or HR forwards a form — then fail later when the insurer applies a stricter disability test, different Date of Absence, or a deadline you were never shown.

Where it is defined

• Evidence gap

  A claim can feel 'started' when an employer accepts a sick note or HR forwards a form — then fail later when the insurer applies a stricter disability test, different Date of Absence, or a deadline you were never shown.

  Open in Library →

See also

• Date of Absence
• Waiting period
• Date trap
• Threshold-shift trap