Library wiki

Date of Absence

The date incapacity began for policy purposes — often when material duties stopped, not first symptoms.

Where it is defined

• Language map

  The date incapacity began for policy purposes — often when material duties stopped, not first symptoms.

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• Glossary

  The date the policy treats incapacity as having begun — often not the first sick day.

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• Policy scan

  Highlighted in uploaded policy wording (Key dates).

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See also

• Symptom onset
• Incapacity
• Waiting period
• Cover start
• Illness
• Sickness

Referenced from

• Sickness
• Waiting period
• Incapacity
• Pre-existing condition
• Pre-existing condition vs Date of Absence
• Claim-process knowledge gap
• Timing gap
• CR403 — Pre-existing condition clause — onus and look-back proof
• CR356 — Two-limb pre-existing exclusion — look-back and first twelve months