Library wiki

Threshold-shift trap

Employers, guides, or claim forms may suggest a lower evidence threshold than the policy test applied later. Insurers sometimes shift from own-occupation to any-occupation reasoning without clear disclosure.

Where it is defined

• Policy trap

  Employers, guides, or claim forms may suggest a lower evidence threshold than the policy test applied later. Insurers sometimes shift from own-occupation to any-occupation reasoning without clear disclosure.

  Open in Library →

• Policy trap

  The standard at submission may be broader than the standard applied at rejection.

  Open in Library →

Referenced from

• Timing gap
• Threshold / standard shift