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What work needs
Activities of daily living (ADL)
Basic self-care and home tasks — dressing, bathing, cooking, mobility.
This is
- Common in severe disability and lump-sum policy tests
- Sometimes used in medical assessments
This is not
- The main test for own-occupation income protection
- A substitute for work-duty evidence
ClaimBuddy resources
Cross-links to Clinical Atlas, glossary, traps, and policy terms — hover for a quick summary.
Evidence
OT ADL assessment, hospital rehab notes
Often mixed with
Can shower independently but still cannot sustain a full consulting day — different tests.