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• Pacific Life Re Australia Life insurer Life reinsurance.
• Panado (paracetamol) Clinical atlas — medicine paracetamol · Analgesic
• Panic disorder Clinical atlas — condition F41.0 · Mental health
• Parental Leave Pay Social Security Compass Taxable parental leave paid at the national minimum wage for a set number of days. Income limits apply. It is not Parenting Payment.
• Parenting Payment Social Security Compass Income support for principal carers of young children. Single and partnered rates differ. Means tested.
• Parkinson disease Clinical atlas — condition G20 · Neurological
• Partial disability Needs definition Referenced on the site but not yet given its own library article.
• Paxil (paroxetine) Clinical atlas — medicine paroxetine · SSRI antidepressant
• Performance (with treatment) Needs definition Referenced on the site but not yet given its own library article.
• Personality disorder, unspecified Clinical atlas — condition F60.9 · Mental health
• Pharmaceutical Benefits Scheme Social Security Compass Subsidised medicines list. You pay a co-payment; the Commonwealth pays the rest for listed items. Safety net reduces co-payments after a threshold.
• Physiotherapy (prescribed) Clinical atlas — medicine physiotherapy · Non-drug treatment
• Pneumonia Clinical atlas — condition J18.9 · Respiratory
• Policy exclusion Rejection ground Match cited exclusion clause to policy wording; check schedule vs rejection language drift.
• Policy reader Module Clause scan of uploaded wording
• Policy-vs-guide trap Policy trap Marketing brochures, employer HR packs, and claim-form checklists are not the policy contract. When wording drifts, insurers may rely on the narrowest binding clause — especially on exclusions, waiting periods, and evidence duties.
• Polycystic ovarian syndrome Clinical atlas — condition E28.2 · Gynaecology
• Post-traumatic stress disorder (PTSD) Clinical atlas — condition F43.10 · Mental health
• Power gap Evidence gap Insurers and employers run claims repeatedly; most claimants face the process once while unwell. Administrative asymmetry shows up in template rejections, slow record access, and issue framing that assumes you already know the rules.
• Pre-existing Needs definition Referenced on the site but not yet given its own library article.
• Pre-existing condition Language map · Policy scan A policy exclusion with clocks and causation — not ‘anything a doctor ever wrote’. Look-back window, disablement window, and what actually caused duties to stop.
• Pre-existing condition Rejection ground Separate baseline history from post-cover deterioration; gather cover-start proof and treating-doctor timeline.
• Pre-existing condition vs Date of Absence Confusion pair A historic diagnosis is not the disablement date. Pulling Date of Absence back into the first twelve months can wrongly switch a pre-existing exclusion on; leaving it on the day duties actually stopped can switch the same clause off (NFO CR356).
• Pre-existing trap Policy trap Insurers separate baseline conditions, look-back periods, treatment before cover, and post-inception deterioration. A historic label on a script does not automatically defeat cover if duties stopped after cover started for a worsening trajectory. South African group wording is often two-limb (look-back AND disablement in the first twelve months). Australian files split the PDS definition, Insurance Contracts Act s 47 awareness, and a separate non-disclosure remedy.
• Prednisone Clinical atlas — medicine prednisone · Corticosteroid
• Pregabalin (generic) Clinical atlas — medicine pregabalin · Neuropathic pain / anxiety
• Pregnancy-related condition, unspecified Clinical atlas — condition O26.9 · Gynaecology
• Professional Provident Society Insurance Company Limited Life insurer PPS — professional occupation IP and sickness cover.
• Prognosis Language map Doctor's view of likely future course — recovery, stability, or deterioration.
• Proof-of-claim checklist started Glossary Policies impose proof-of-claim duties: prescribed forms, medical evidence, employer statements, and supporting documents within time limits. Readiness means you have a claim reference or active checklist tracking what is submitted, outstanding, and who holds each item.
• Propranolol Clinical atlas — medicine propranolol · Beta-blocker / anxiety
• Prostate cancer Clinical atlas — condition C61 · Oncology
• Prozac (fluoxetine) Clinical atlas — medicine fluoxetine · SSRI antidepressant
• PSG Life Limited Life insurer Writer
• Psychotherapy / CBT Clinical atlas — medicine psychotherapy · Non-drug treatment