Waiting period identified and continuity evidence planned
Group income protection usually requires a defined waiting period before benefit starts. Readiness means you know the period in days, understand that continuity of incapacity must be proved for every day in it, and have planned aligned medical certificates, leave records, and payroll evidence.
Checklist item
Waiting period identified and continuity evidence planned
Evidence the workspace should capture
Policy waiting-period clause, sick notes covering full period, payroll/leave register.
Language map
Related terms — how this check connects to everyday, medical, functional, and policy language.
ClaimBuddy guidance
Use Policy reader to extract the waiting-period clause and Initial Period wording, then Guided intake to record Date of Absence and first-notice dates on a personal date ladder. Run Evidence-gap detector to flag payroll, HR leave, and sick-note gaps that break continuity across the full deferred period.