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I cannot work because I am ill · UIF / Department of Employment and Labour

UIF — illness benefit

Contributory benefit when an employee cannot work because of illness and is receiving less than normal wages.

38%–60% of reference earnings (ceiling R17,712)

Who it is for

UIF contributors unable to work due to illness, with medical evidence.

Statutory sick-pay insurance. A private income-protection waiting period is not this benefit — they may run beside each other and the policy may offset UIF.

Conditions

Credits
Must have UIF credits.
Waiting period
Sources disagree: ISSA says unable to work at least 7 days; some Department FAQ pages say illness lasting longer than 14 days. Stored as a conflict — confirm on the current UIF form.
Wages
Receiving less than normal wages from the employer.

Rates

Primary source first. A disputed or stale figure stays visible. Hover a rand or dollar figure for four other currencies.

UIF calculator

Estimate from Core ZA record coreza_ss_methodology.uif_benefit. Not a UIF determination — the Fund calculates the claim.

Uses the Core ZA uif_benefit formula. Ceiling, IRR constants, and credit rule are not hardcoded in this page.

Cross-checks

How to apply

UIF with medical certificate. Employer UI-19.

Methodology

coreza_ss_methodology.uif_benefit

Estimate only. Uses the Department of Employment and Labour sliding Income Replacement Rate on earnings capped at the UIF ceiling. Credit days follow UI Act s13(3) as amended (one day of benefit for every four days worked, maximum 365 in four years). Change this row in Core SA and the Compass follows.

  1. Average monthly remuneration over the last six months (UI Act s13(2)).
  2. Cap that average at the UIF earnings ceiling.
  3. Daily income = capped monthly × 12 ÷ 365 (UI Act s13(1)(a)).
  4. IRR% = 29.2 + (7173.92 ÷ (232.92 + daily income)), floored at 38% and capped at 60%. This is the Easy Aid / current DEL working of Schedule 2, calibrated so the ceiling pays 38%.
  5. Daily benefit (first 238 credit days) = daily income × IRR.
  6. Credit days = completed days of contribution ÷ 4, maximum 365 (s13(3) as amended 2018).
  7. Unemployment: days 1–238 at IRR; any remaining credits to 365 at a flat 20% (s13(5) remainder rule — confirm on the current form).
  8. Maternity: consecutive days capped at 121, all at IRR.
  9. Illness: same IRR; waiting period is disputed (ISSA 7 days vs some UIF notes 14 days). The calculator lets you pick; it does not decide the claim.

Where sources disagree

Sentrix Digital, Melbourne · ABN 29 203 554 753. Not medical, legal, or financial advice. Organisation and drafting only. Verify with clinicians, schemes, and policy documents. South African complaints: insurer internal review, then the National Financial Ombud (NFO). · info@sentrixdigital.com · +61 (03) 9088 1341 · Admin login