Library wiki
Job-title trap
Insurers, IME assessors, and employers often reason from a generic job title instead of how the role actually runs — client load, deadlines, cognitive demand, site travel, supervision duties, and error risk. Own-occupation cover fails when the assessed role is narrowed to sedentary admin that is not your material duties.
Where it is defined
-
Policy trap
Insurers, IME assessors, and employers often reason from a generic job title instead of how the role actually runs — client load, deadlines, cognitive demand, site travel, supervision duties, and error risk. Own-occupation cover fails when the assessed role is narrowed to sedentary admin that is not your material duties.
-
Policy trap
Job title may understate workload, pressure, travel, supervision, and error consequences.