MULTICHOICE MEDICAL AID SCHEME
Restricted CMS registration #42
Scheme type
Restricted schemes serve defined employer groups, industries, or closed memberships — membership is not open to the general public.
PMB obligations
All registered schemes must provide Prescribed Minimum Benefits — emergency care, DTP conditions, and CDL chronic disease cover — regardless of benefit option.
Claim workspace note
Your income-protection or group disability policy is separate from this medical scheme. Capture scheme membership in your health story when PMB disputes, chronic authorisations, or co-payments affect your evidence pack — but the incapacity test still comes from your policy wording.