FEDHEALTH MEDICAL SCHEME
Open CMS registration #18
Scheme type
Open medical schemes accept applications from the public subject to their rules and underwriting.
PMB obligations
All registered schemes must provide Prescribed Minimum Benefits — emergency care, DTP conditions, and CDL chronic disease cover — regardless of benefit option.
Claim workspace note
Your income-protection or group disability policy is separate from this medical scheme. Capture scheme membership in your health story when PMB disputes, chronic authorisations, or co-payments affect your evidence pack — but the incapacity test still comes from your policy wording.