Who controls the missing evidence?
Not every gap is your fault to fix. Employer payroll, HR absence records, fund-admin policy schedules, and insurer claim files sit with third parties. Naming who controls each missing item supports fair record-access requests and challenges unfair 'claimant failed to prove' wording.
Purpose
Employer, insurer, hospital, specialist.
Evidence the workspace should capture
Access-request letters, employer/insurer correspondence, consent forms, complaint escalation where disclosure is refused.