Policies may treat causation, exclusions, and evidence differently.
Injury
Event-based harm
Illness
Disease, disorder, or deterioration — often no single accident
Claim tip
Document the story: sudden event vs gradual onset.
Policies may treat causation, exclusions, and evidence differently.
Event-based harm
Disease, disorder, or deterioration — often no single accident
Document the story: sudden event vs gradual onset.
Sentrix Digital, Melbourne · ABN 29 203 554 753. Not medical, legal, or financial advice. Organisation and drafting only. Verify with treating practitioners, the PDS, and the trustee/insurer. Australian complaints: insurer/trustee IDR, then AFCA. · info@sentrixdigital.com · +61 (03) 9088 1341 · Admin login