Medical ratings and policy tests use different scales.
Impairment
Clinical reduction in function
Disability (policy)
Contractual benefit entitlement test
Claim tip
Translate impairment findings into material-duty language.
Medical ratings and policy tests use different scales.
Clinical reduction in function
Contractual benefit entitlement test
Translate impairment findings into material-duty language.
Sentrix Digital, Melbourne · ABN 29 203 554 753. Not medical, legal, or financial advice. Organisation and drafting only. Verify with treating practitioners, the PDS, and the trustee/insurer. Australian complaints: insurer/trustee IDR, then AFCA. · info@sentrixdigital.com · +61 (03) 9088 1341 · Admin login