UMVUZO HEALTH MEDICAL SCHEME
Restricted CMS registration #68
Scheme type
Restricted schemes serve defined employer groups, industries, or closed memberships — membership is not open to the general public.
PMB obligations
All registered schemes must provide Prescribed Minimum Benefits — emergency care, DTP conditions, and CDL chronic disease cover — regardless of benefit option.
Claim workspace note
Your income-protection or group disability policy is separate from this medical scheme. Capture scheme membership in your health story when PMB disputes, chronic authorisations, or co-payments affect your evidence pack — but the incapacity test still comes from your policy wording.
Source: CMS Industry Report 2023 · ClinicalAtlas ZA view →
Data quality & linkage
| Domain | Records | Completeness | Accuracy | Cross-refs | Linkage | Notes |
|---|---|---|---|---|---|---|
| CMS registered schemes | 71 | 2023 Industry Report | Manual PDF extract | ClinicalAtlas schemes dir | Open/restricted typed | Diff job pending on new CMS report |
| DTP diagnosis–treatment pairs | 266 | CMS XLS ingest | CMS Annexure A | CDL heuristic + body system | 266 coded pairs | Scheduled diff on CMS publish |
| CDL chronic conditions | 26 | CMS + Gazette algorithms | Curated from CMS PMB | ICD atlas_slug 26/26 | 100% | Mapping workbench in Core |
Official sources & ingest
| Domain | Official source | Feed type | API / access | Refresh | Synced to | Status |
|---|---|---|---|---|---|---|
| Medical Schemes & PMB | Council for Medical Schemes — PMB | HTML / portal | www.medicalschemes.co.za/resources/pmb/ | Daily cache | Library · Clinical Atlas | Ingested |
| Medical Schemes & PMB | CMS Industry Report 2023 | HTML / portal | www.medicalschemes.co.za/media-centre/the… | Annual | Library · Clinical Atlas | Ingested |
| Medical Schemes & PMB | PMB conditions spreadsheet (CMS) | XLSX download | www.medicalschemes.co.za/download/2032/pr… | When CMS updates | Library · Clinical Atlas | Ingested |
| Medical Schemes & PMB | CDL treatment algorithms | HTML / portal | www.medicalschemes.co.za/publications/#20… | When CDL revised | Library · Clinical Atlas | Ingested |
| Clinical Atlas | WHO ICD-10 | HTML / portal | icd.who.int/browse10/2019/en | Per atlas release | Library · Clinical Atlas | Curated / partial API |
| Clinical Atlas | SAHPRA | HTML / portal | www.sahpra.org.za/ | Per atlas release | Library · Clinical Atlas | Curated / partial API |
| Clinical Atlas | MIMS / SA package inserts | Reference | www.mims.co.za/ | Per atlas release | Library · Clinical Atlas | Curated / partial API |
| Clinical Atlas | SA Essential Medicines List (EML) | Reference | www.health.gov.za/ | Per atlas release | Library · Clinical Atlas | Curated / partial API |
| Clinical Atlas | ClaimBuddy curated | Reference | Internal | Per atlas release | Library · Clinical Atlas | Curated / partial API |
| Social security (shared) | ISSA Country Profiles | HTML database | www.issa.int/databases/country-profiles | Two-year regional cycle | Core · Compass ZA | Primary — structure |
| News & conduct | NFOSA press releases | WordPress REST + RSS | nfosa.co.za/wp-json/wp/v2/posts | Hourly cache | Library · compiler | Live — master in Core |
| News & conduct | FSCA media releases | RSS / HTML | www.fsca.co.za/ | Daily | Library news | Planned structured ingest |
| Practitioners | HPCSA i-register | Live HTTP | iregister.hpcsa.co.za/ | 5-min cache | Clinical Atlas · compiler HPCSA lookup | Live proxy |
| Life insurers | NFO Life Insurance Division participants | HTML register | www.nfosa.co.za/participants/life-insuran… | When NFO updates the participant list | Library life-insurers directory · intake autocomplete | Curated — Library directory live |
| Conduct & complaints | NFO Life Insurance Division case reports | HTML case reports | nfosa.co.za/category/case-reports/ | When NFO publishes (curated holdings in Library) | Library language map · wiki · precedent pages | Curated — CR403, CR356, CR351, CR276, CR72, CR259 live in Library |