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What work needs

Functional limitation

A specific barrier — X symptom stops Y duty, with severity and frequency.

Language: What work needs Claim ladder: Step 3 Use: understand · distinguish · evidence

Ladder step 3: What work requires — Which duties can you no longer perform, and why?

This is

  • Structured links: fatigue → cannot finish workday; anxiety → cannot present to clients
  • Feeds doctor questionnaire and claim pack

This is not

  • Vague 'I feel terrible'
  • A diagnosis restated without duty link
Policy angle — Build a limitation matrix: limitation → duty affected → medical source → still missing evidence.

ClaimBuddy resources

Cross-links to Clinical Atlas, glossary, traps, and policy terms — hover for a quick summary.

Functional capacity Glossary Policy traps Policy terms

Evidence

Symptom log mapped to duties, OT/psych report, employer observation

Often mixed with

Symptom Impairment

Confusion drill-downs

Side-by-side guides for pairs people mix up with Functional limitation.

Symptom ≠ Functional limitation

Insurers need the second. Symptoms are the raw material.

Drill down →
"Medication morning sedation prevents 08:00 client meetings three days per week."